Automated valuation models can put a price on a house in seconds from sales records and listing data, and many home price estimates online come from them. Appraisers still inspect the property, judge what the records miss and sign a report that a lender relies on.
The short answer: AI is changing appraisal work more than it is removing it. The ILO's 2025 index puts valuers and loss assessors in gradient 2, with a score of 0.45. The US Bureau of Labor Statistics projects 3 percent growth for property appraisers and assessors from 2025 to 2035, about average, with about 5,200 openings a year. Projections are estimates, not guarantees.
How exposed appraisers are
The International Labour Organization scores occupations' tasks from 0 (cannot be automated with generative AI) to 1 (could be done without a human operator), and groups them into gradients from 1 to 4, with 4 the most exposed; below them sit minimal exposure and not exposed (ILO Working Paper 140, 2025).
| Occupation (ISCO-08) | ILO category | Mean task score (0 to 1) |
|---|---|---|
| Valuers and Loss Assessors | Gradient 2 | 0.45 |
What the BLS projects
| Occupation | Projected change 2025 to 2035 | Openings a year |
|---|---|---|
| Property appraisers and assessors | Grow 3% | About 5,200 |
The BLS says productivity may rise with mobile technology and automated valuation models, which let workers appraise and assess properties more efficiently. Federal law requires a state license or certification for appraisals on many federally related loans.
What AI is taking on
- Instant value estimates from sales and listing data.
- Pulling comparable sales and public records.
- Drafting report sections and photo labels.
- Flagging values that look out of line for review.
What stays with the appraiser
- Inspection: seeing the property's condition, layout and problems that records do not show.
- Judgment: choosing and adjusting comparables and explaining the value.
- Accountability: a licensed person signs the report.
- Checking AI help: automated values and drafted text can be confidently wrong, which NIST calls confabulation (NIST AI 600-1). See checking AI output.
How the job is changing
Each appraiser can handle more work with better data and software, and simple valuations may go fully automated. Inspections, complex properties and signed reports stay with people. This page is about jobs and is not financial advice.
See also will AI replace real estate agents?, will AI replace claims adjusters? and will AI replace underwriters?
Pay and how to get in
The US Bureau of Labor Statistics puts the median annual pay for appraisers and assessors of real estate at $67,960 in May 2025, against $50,980 for all workers. The typical education needed to enter is: bachelor's degree. See how this job compares in AI exposure by pay and AI exposure by education level.
Questions and answers
Will AI replace appraisers?
Not on current evidence. The ILO puts valuers in gradient 2, and the BLS projects 3 percent growth for property appraisers and assessors from 2025 to 2035.
Do automated valuation models replace appraisals?
They give quick estimates, and the BLS says they make appraisers more productive, but many loans still need a licensed appraiser.
How many appraiser openings are expected?
The BLS projects about 5,200 openings a year, on average, over the decade.
What appraisal work stays human?
Inspections, judging comparables, signing reports and checking automated values.